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The 4 Most Expensive Winter Homeowner’s Insurance Claims

As extreme weather events occur more often, winter storms will cause a financial hit on homeowner’s wallets. Each year, more homeowners have to file property insurance claims from winter damage and contact public adjusters for help. According to the Insurance Information Institute, the percentage of winter-related homeowner’s insurance claims in 2014 were more than double…

The Practice of Unlicensed Public Adjusting by Contractors

The Practice of Unlicensed Public Adjusting by Contractors

Has your home or commercial property suffered damages, leaving you needing to file an insurance claim? If anyone has told you to hire a contractor to handle the process for you – they are 100% wrong. A contractor cannot handle your insurance claim, nor can they help you settle it. The only people who can…

Hurricanes Early in the Year are Warnings for Stronger Florida Storms Coming

Hurricanes Early in the Year are Warnings for Stronger Florida Storms Coming

The very first week of 2016 brought tornados to North Florida, and even though that is not an ideal way to start the New Year, it is not nearly as shocking as having to deal with a January hurricane. According to Katharine Hayhoe, director of the Texas Tech University Climate Science Center, a January hurricane…

Lightning Insurance Claims

Lightning Fatalities and Lightning Protection for your Home

Central Florida has been dubbed “Lightning Alley” by meteorologists because it generates hundreds of thousands of bolts that cause billions in damages each year. In fact, Florida is the leading state in the entire country for lightning related deaths, causing nearly all residents in areas like Tampa and Titusville to implement lighting protection tactics. Lightning…

Hurricane Insurance Post-Loss Checklist

Hurricane Insurance Post-Loss Checklist

Hurricanes are a natural disaster that are expected when you live in the Sunshine State. Even though every Florida homeowner is likely to have hurricane shutters and hurricane shatter-proof glass for their home, hurricane preparedness goes farther than just preparing the outside of your home. Public adjusters in Plantation, Florida want homeowners to be aware…

Recovering from a Flood: Post-Loss Checklist

Recovering from a Flood: Post-Loss Checklist

Flood damage is one of Florida’s top reported homeowner’s insurance claims, and is one that hit homes hard just last year in September 2015, when major flooding affected nearly all Delray Beach residents. When a tragedy like this occurs, it leaves many homeowners wondering what they should do in order to get their homes in…

Advocate Claims is a Highly Rated Public Adjuster in South Florida

A public adjuster is a professional claims handler who advocates for the policyholder rather than the insurance company, which is why public adjusters are so popular to turn to in the unfortunate circumstance that a residence or commercial property gets damaged or pilfered. The most common homeowner’s insurance claims filed in the state of Florida…

40% Consumer Complaints Are Due to Poor Claim Handling

POLICYHOLDERS – DON’T BECOME ANOTHER STATISTIC Half of all consumer complaints are due to poor claim handling by insurers Policyholders are complaining about insurance companies.  Why? Claim handling practices such as Denial of claim Delays Unsatisfactory (settlements) Complaints that are specific to state rules and regulations A whopping 47% of consumer complaints in 2015 according…

What is a Public Insurance Adjuster?

Has your home or building suffered property damages like a natural disaster, robbery, vandalism, or pipe burst? Good thing you already know to call your homeowner’s insurance company – but what else should you do? Is there anyone else you should contact? In the event that you need to file a residential or commercial property…

Car and Home Hurricane Protection

Car and Home Hurricane Protection

We’ve all been there, we have left the garage door open and then it rains, and items get damaged; or we forget to put our hurricane shutters up before a storm warning is sent out. The fact is, a lot of homeowners wait until it is too late to protect their home and their vehicles.…